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It has been said that moving and divorce are the two of the most stressful events a person or family can experience. Divorce is a subject for another time. Let's consider the event of moving and look at some ways to make your Knoxville Home hunting trip less stressful and more effective.
Location is the first factor to consider when planning a move. If you have children, or are planning a family, you will want to know about the schools in the area. How about shopping centers, medical facilities, recreational opportunities and of course how far will you be from your place of employment.
If you require public transportation, is there any within walking
distance of your prospective new home. What about the crime rate? A
check with the Knoxville law enforcement agency can either put your
mind at ease or give you reason to look elsewhere.
And finally, try to assess the quality and character of the people
who live in the area. This is obviously difficult to do without
interviewing them, but you can get a rough impression from the
condition of their homes and properties and from the activities you
might observe.
As an example, if your prospective neighbor has discarded appliances
all over the front yard and their son is roaring around the
neighborhood on a mini-bike with no muffler, you might want to take all
that into consideration. And remember, a poor location will definitely
be a negative factor when and if you attempt to resell your Knoxville
real estate at some later date.
Once you've zeroed in on your preferred location, you can start to
think seriously about searching for your dream home. Rather than spin
your wheels by looking at houses randomly, you should determine what
you really want in a house and let those things help you focus your
search.
Make a list and start with the obvious: how many bedrooms do you
need; do you want a garage; must you have a single story home due to
your inability to climb stairs; is a fenced yard an absolute
necessity? After listing the absolute "must haves", think about the
things you like and dislike about your current residence and factor
those things into your wish list. Making a list will not only save you
time, it will be a big help to your real estate agent in planning your
viewings.
Most people don't really know how much house they can afford.
Affordability is based upon income, credit status, interest rates, down
payment, closing costs and the type of loan selected. By getting
pre-qualified by a lending institution, you will know what you can
afford to spend. Often, that figure is quite a surprise to prospective
home buyers. In any case, pre-qualification will save you time and
trouble by establishing your price range.
Typically, house hunting involves seeing as many homes as possible
in a short period of time. Both the house hunter and the assisting
real estate agent have busy schedules and want to tour fast and
furious. However, after the first two or three houses, they all start
to run together.
You need to make notes after each viewing. One effective means of
qualifying each home is to make multiple copies of your list of
priorities and use it as a checklist to grade each home visited. This
little tip will eliminate confusion when trying to make mental
comparisons at the end of the day.
Regard your hunt as an excursion. If you were going to the zoo for
the day and contemplated a lot of walking, you would dress comfortably
and wear comfortable shoes. House hunting is no different; you'll be
walking, climbing stairs, quite possibly going into basements and
attics and constantly getting in and out of cars. Dressing to impress
homeowners or your realtor should not be your top priority. Dress
clean and neat of course, but comfortable is the name of the hunting
game.
And last but not least, use your own realtor. When you call the
realtor on a "house for sale" sign you're speaking to the seller's
agent. Keep in mind that he or she represents the seller and will be
looking after the seller's interests. You need your own realtor;
someone who is working for you and is looking out for your interests.
Knoxville Tennessee Home hunting can actually be an enjoyable experience if you take your time and do your homework.
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