BAP site syndication http://www.livinginknoxvilletn.com Wed, 10 Mar 2010 15:09:16 +0100 FeedCreator 1.7.2 http://www.livinginknoxvilletn.com/images/M_images/ http://www.livinginknoxvilletn.com BAP site syndication http://www.livinginknoxvilletn.com/cedar-bluff-subdivision.html First Time Homebuyer Tax Credit The American Recovery and Reinvestment Act of 2009 provides for a great incentive for first time home buyers interested in purchasing a home this year. Eligible first time home buyers are defined as someone who hasn't owned a home as their principal residence in the past three years. Good selections of homes in Knoxville are currently available including foreclosure and short sale homes. With record low interest rates coupled with the first time home buyer tax credit of up to $8,000, this is the time to get serious and start looking. On top of that, add a great deal on a foreclosure or a short sale home purchase and you've really saved some serious cash. Don't delay any longer if you are seriously thinking about getting off the fence and purchasing a home in Knoxville. A glance at the $8,000 First Time Home Buyer Tax Credit: The tax credit is for first-time home buyers only The tax credit does not have to be repaid The tax credit is equal to 10 percent of the home's purchase price up to a maximum of $8,000 The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009 Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit *Check with your tax adviser, attorney or CPA to see how the home buyer tax credit will affect your individual situation. Hurry before it's too late... the first time homebuyer tax credit is set to expire on November 30, 2009 Steps Toward Home ownership in Knoxville TN Are you considering purchasing your first home in the Knoxville TN area? Many first time home buyers are in your position, and many have been in that position before. The home buying process can be daunting and overwhelming, but if you have the right knowledge before going in, you'll have an easy time buying your first home. Buying a home in Knoxville doesn't have to be a stressful experience. On the contrary, it can be very exciting if you have a bit of an idea about what events will unfold. Here are some tips to get you started on the right path toward home ownership. The first step to take prior to buying a home is to know your credit score. This step should be taken early in the process. Some experts suggest checking your credit score as early as six months prior to buying your first home. The reason for this is because your credit score can determine the type of financing you will be eligible for. If there is a blemish on your credit report you will have time to correct the problem and build up your credit score prior to applying for a mortgage loan. Know your debt-to-income ratio. This ratio can affect your eligibility to obtain a mortgage as well as the type of financing to secure. Get pre-approved for a loan. There are two benefits for becoming pre-approved. The first allows you, the home buyer, to know what price range of homes to look at. The second gives you more weight with the seller when putting in a purchase offer. Sellers tend to choose an offer with a pre-approved buyer over an offer from a buyer without pre-approved financing already lined up. Choose a professional real estate agent. Buying a home is the largest investment most people make during their life. Professional real estate agents are knowledgeable with the home buying process from start to finish. To make finding a home go as smoothly as possible, and not drag on for months, you should really consider getting a professional real estate agent. A real estate agent that works hard to meet your needs will make the home buying process run very smoothly. If your agent has your needs in mind, he will show you homes that fit your parameters without wasting time on homes that just aren't for you. With all of these steps in place, you are now ready to go out and find your first home. Finding Your First Home in Knoxville Expect to find a home in Knoxville in a very short amount of time. Oftentimes people wonder just how long it takes to find that perfect home. Some people have images of walking around for months or even a year. Well the truth is that some people actually do look for a home for years, but those people are not truly motivated. Someone who is driven to buy their first home will discover one that's right for them in about two weeks. That means if you are a first time home buyer who is really ready to buy a home in Knoxville, you shouldn't worry about wearing out your shoes walking around for months to a year. About two weeks is all it will take, and that's really about the maximum for the motivated home buyer. Many home buyers will find a home in only two or three days. How many homes will you see in a day? If you have images of going to see 40 or 50 homes in one day, you may want to get rid of those. It would be difficult for you to remember all of the details of those homes. Typically home buyers will view approximately seven homes on a given day. How can you make sure you remember all of the details? Simply bring a digital camera along with you on the trip. You'll also want to take very detailed notes about all of the features of the home. You'll want to note design and other small but important details. Take a close look at the surroundings of the home. Is it near a school? Is it on a busy street? How far away are the neighbors? What's the general vibe you get as a new person coming into this neighborhood? Is the home near a park? Is it close to some sort of industrial plant? All of these details will have a large effect on your overall experience while living in the home. With a great agent, there's no doubt you'll have a wonderful home buying experience. Search Knoxville TN Houses For Sale (http://livinginknoxvilletn.com/knoxville-tn-houses.html) Questions about Knoxville Real Estate? Submit the quick online form below and we'll be in touch right away Main Content - General Content Fri, 10 Jul 2009 15:49:20 +0100 http://www.livinginknoxvilletn.com/cedar-bluff-subdivision.html http://www.livinginknoxvilletn.com/cascade-falls-subdivision.html Knoxville TN Houses Search houses for sale in Knoxville TN using our click and drag map. Search Knoxville TN Houses If you have any questions about buying a house in Knoxville TN or would like to setup a time to preview properties, David Hamilton may be reached by cell at 865-310-0636. If you prefer you may Submit the Quick Online Contact Form at the bottom of this page and we'll be in touch right away! David Hamilton Ferguson Realtors 865-690-1300 Office 800-747-0713 Toll-Free Questions about houses for sale in Knoxville TN? Submit the Quick Contact Form Below and we'll be in touch right away! Main Content - Search for Homes Tue, 30 Jun 2009 15:46:37 +0100 http://www.livinginknoxvilletn.com/cascade-falls-subdivision.html http://www.livinginknoxvilletn.com/brittany-place-subdivision.html The following FREE Knoxville TN Real Estate Reports are full of information which may be helpful to you if you are thinking about buying, investing, or selling a Knoxville TN home in the near future. I will be happy to send you these brochures FREE of charge, without any obligations. Knoxville TN Home Buyer Reports (knoxville-tn-home-buyers.html) Knoxville TN Home Seller Reports (knoxville-tn-home-sellers.html) Knoxville TN Real Estate Investing Reports (knoxville-tn-real-estate-investors.html) Thank you for visiting the Knoxville TN Homes Web site, David Hamilton Ferguson Realtors 865-310-0636 Cell 865-690-1300 Office 800-747-0713 Toll Free Main Content - General Content Mon, 08 Jun 2009 14:10:58 +0100 http://www.livinginknoxvilletn.com/brittany-place-subdivision.html http://www.livinginknoxvilletn.com/belmont-west-subdivision.html Register For Free Knoxville TN Real Estate Reports Get Instant Access to ALL our Area Insider Information for Knoxville TN Real Estate Investors by registering below... 8 Steps to making huge investments How to avoid real estate investing pitfalls. How to finance your investment property. and other Information that will Save you Thousands of Dollars! Don't make an investment decision without all the information! *Valid Email Address Required! Register now for Knoxville TN Real Estate Insider Info or Call David Hamilton now at 865-310-0636 Blog - Investor Info Mon, 08 Jun 2009 13:52:51 +0100 http://www.livinginknoxvilletn.com/belmont-west-subdivision.html http://www.livinginknoxvilletn.com/atlee-fields-subdivision.html Register For Free Knoxville TN Real Estate Reports Get Instant Access to ALL our Knoxville TN Area Insider Information for Sellers by registering below... Getting TOP DOLLAR FAST for your Knoxville TN Home. How to Sell Your Knoxville TN Home FAST. The 9 Most Common Mistakes Knoxville TN Home Sellers Make. and other Information that will Save you Thousands of Dollars! Get Your Knoxville TN Home Sold FAST for TOP DOLLAR! *Valid Email Address Required! Register now for our Knoxville TN Real Estate Home Seller Info or Call David Hamilton now at 865-310-0636 Blog - Seller Info Mon, 08 Jun 2009 13:48:54 +0100 http://www.livinginknoxvilletn.com/atlee-fields-subdivision.html